EPFO Mobile App , Short Code SMS and Missed Call Facility : Employee Provident Fund

EPFO Mobile App , Short Code SMS and Missed Call Facility - Employee Provident Fund

Employees Provident Fund Organisation has launched a mobile App and other phone-based services to access PF account details for subscribers, pensioners and employers. In this article we will cover all the new services (EPF Mobile App, SMS based UAN Activation, Missed Call Facility and Short Code SMS) introduced by EPFO.

EPFO Mobile App

Once the EPFO' s mobile application is downloaded, members can activate their UAN accounts from the comfort of their mobile phones and can also access their PF accounts for viewing their monthly credits through the passbook as well view their details available with EPFO. Similarly the EPF pensioners can access their pension disbursement details through this mobile app. Likewise the employer can also view their remittance details.

EPF balance/passbook through EPFO Mobile App

You check your EPF balance/passbook through EPFO Mobile App “m-epf”. Follow the below steps to check EPF balance/passbook through EPFO Mobile App.

1. Download the EPFO Mobile App “m-epf”.

2. Open the “m-epf” App.

3. Click on “member”.

4. You will be directed to another screen.

5. Click on Balance/Passbook.

6. You will be directed to another screen.

7. Enter your UAN number and Mobile number.

8. Click on “Show”.

9. Now you can view your passbook.

SMS based UAN Activation

This facilty enables members to activate their accounts by sending an SMS to 7738299899 thus further making the activation process easy. The member has to send EPFOHO ACT,<<12 digit UAN number>>,<<22 digit MemberID>> from his mobile. Please note that there is no space before and after coma in the SMS. Once activated, the member becomes eligible to all services envisaged in UAN programme such as credit alerts, passbook etc. This facility is especially helpful for those members who do not use computers or smart phones.

Missed Call Facility

Members who are registered on the UAN portal may get their details available with EPFO by giving a missed call to 01122901406 from their registered Mobile number. If the UAN of the member is seeded with any one of the Bank A/C number, AADHAAR and PAN the member will also get details of last contribution and PF Balance. The facilty is intended to further ease the process since only a missed call, at no cost to the member, would provide him the PF balance and other account details.

Short Code SMS

The facility is similiar to Missed Call facility. UAN registered Members may know their KYC details available with EPFO by sending an SMS at 7738299899. The format of the SMS is EPFOHO UAN followed by first three characters of prefered language. The facility is available in English, Hindi, Punjabi, Gujrati, Marathi, Kannad, Telugu, Tamil, Malyalam and Bengali. For Example if member wants to recieve the SMS in English then he/she has to send EPFOHO UAN ENG at 7738299899. EPFO would send the members details available with it along with details of the KYC seeded, last contribution and total PF balance. Facility is available in 10 different Indian Languages.

Also read: Ways to make money
Also read: Name change/correction in EPF account

Also read: EPF passbook download facility - New Portal
Also read: What is Atal Pension Yojana?

If you liked this article, share it with your friends and colleagues through facebook or twitter. Your opinion matters, please share your views.

Highlights of Union Budget 2017-18

Highlights of Union Budget 2017-18

1. The existing rate of taxation for income between Rs 2.5 lakh to Rs 5 lakhs has been reduced to 5% from the present rate of 10%. However there is no change in tax rates for other slabs.

2. 10% surcharge is applicable on income tax if the total income exceeds Rs. 50 lakhs but below 1 crore. 15% surcharge on income tax if the total income exceeds Rs 1 crore still applies.

3. For individuals whose income is equal to or less than Rs 3.5 lakh, tax rebate of Rs. 2,500 or 100% of income tax(whichever is lower) is available under section 87A.

4. Simple one-page form to be filed as ITR for the category of individuals with annual income of Rs. 5 lakh other than business income.

5. Tax exemption under section 80CCG for Rajiv Gandhi Equity Saving Scheme will not be available from FY 2017-18.

6. Withdrawal up to 25% of the contribution made by an employee from NPS would be exempted from tax.

7. People filing Income Tax returns for the first time will not come under government scrutiny.

8. A penalty of Rs 5,000 on individuals will be levied for any delay in Income Tax return filing after due date till December 31 and a penalty of Rs 10,000 in all other cases. However, the penalty should not exceed Rs 1,000 in case the total income is less than Rs 5 lakh.

9. You will have to deduct TDS of 5% if you are paying a monthly house rent of more than Rs 50,000.

10. The limit on cash payment by a business or profession to a person has been reduced from Rs 20,000 per day to Rs 10,000 per day for the purpose of claiming deduction.

11. Cash transactions above Rs 3 lakh to banned.

12. Holding period for long term capital gain lowered to 2 years.

13. Corporate taxes for small business with turnover of less than Rs 50 crores has been reduced to 25%. 96% companies to benefit.

14. Basic customs duty for LNG reduced to 2.5% from 5%.

15. Threshold for audit of businesses who opt for presumptive income tax scheme, doubled to Rs 2 crore.

16. Cash donation above Rs 2,000 would not be eligible for tax exemption u/s 80G. Donations have to be paid digitally or by cheque to qualify for tax deductions.

17. Political parties barred from accepting cash donation above Rs 2000 per individual. They can accept cheques and digital payments.

18. There will be no service charge on train tickets booked through IRCTC.

Income Tax Slabs & Rates for FY 2017-18 (AY 2018–19)

Income Tax Slabs & Rates for FY 2017-18 (AY 2018–19)
Income Tax Slabs for Individual TaxPayers
Income Tax Slab	Income Tax Rate
Income upto Rs. 2,50,000	Nil
Income between Rs. 2,50,001 - Rs. 500,000	5%
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
Income Tax Slabs for Senior Citizens (Age 60 years or more but less than 80 years)
Income Tax Slab	Income Tax Rate
Income upto Rs. 3,00,000	Nil
Income between Rs. 3,00,001 - Rs. 500,000	5%
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
Income Tax Slabs for Senior Citizens (Age 80 years or more)
Income Tax Slab	Income Tax Rate
Income upto Rs. 5,00,000	Nil
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
** Surcharge and Cess applicable on the above rates.
** 10% surcharge is applicable on income tax if the total income exceeds Rs. 50 lakhs but below 1 crore.
** 15% surcharge is applicable on income tax if the total income exceeds Rs 1 crore.
** 2% Education cess and 1% Secondary and Higher Education Cess is applicable on the income tax and applicable surcharge.
** For individuals whose income is equal to or less than Rs 3.5 lakh, tax rebate of Rs. 2,500 or 100% of income tax(whichever is lower) is available under section 87A. ** There is no separate tax slab for men and women. You may also like to read: 7 Habits that can make you rich You may also like to read: What is Atal Pension Yojana? If you liked this article, share it with friends and colleagues through Twitter or Facebook. Your opinion matters, please share your comments.

Income Tax Slabs & Rates for FY 2016 -17 (AY 2017-18)

Income Tax Slabs & Rates for FY 2016 -17 (AY 2017-18)
Income Tax Slabs for Individual TaxPayers
Income Tax Slab	Income Tax Rate
Income upto Rs. 2,50,000	Nil
Income between Rs. 2,50,001 - Rs. 500,000	10%
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
Income Tax Slabs for Senior Citizens (Age 60 years or more but less than 80 years)
Income Tax Slab	Income Tax Rate
Income upto Rs. 3,00,000	Nil
Income between Rs. 3,00,001 - Rs. 500,000	10%
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
Income Tax Slabs for Senior Citizens (Age 80 years or more)
Income Tax Slab	Income Tax Rate
Income upto Rs. 5,00,000	Nil
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
Income Tax Slabs for Hindu Undivided Families (HUF)
Income Tax Slab	Income Tax Rate
Income upto Rs. 2,50,000	Nil
Income between Rs. 2,50,001 - Rs. 500,000	10%
Income between Rs. 500,001 - Rs. 10,00,000	20%
Income above Rs. 10,00,000	30%
** Surcharge and Cess applicable on the above rates.
** 15% surcharge is applicable on income tax if income is above 1 crore
** 2% Education cess and 1% Secondary and Higher Education Cess is applicable on the income tax and applicable surcharge.
** For individuals whose net income is equal to or less than Rs 5 lakh, tax rebate of upto  5,000 under section 87A is available. It is deductible before calculating the cess.  You may also like to read: Ways to make extra money You may also like to read: How to set your financial life in order? If you liked this article, share it with friends and colleagues through Twitter or Facebook. Your opinion matters, please share your comments.